Medicare Options
Understanding Advantage, MediGap, and Hospital Indemnity plans
Medicare Plans
Understanding your options: Advantage, MediGap, and Hospital Indemnity
Medicare Advantage
Combines hospital and medical coverage with extra benefits like vision and dental.
MediGap Plans
Helps cover out-of-pocket costs not paid by Original Medicare for peace of mind.
FAQs
What is Medicare Advantage?
Medicare Advantage combines hospital, medical, and often drug coverage into one plan.
How does Medigap work?
Medigap helps cover costs like copayments and deductibles that Original Medicare doesn’t pay.
What is hospital indemnity insurance?
Hospital indemnity insurance pays a fixed amount for hospital stays, helping with out-of-pocket expenses.
Can I have both Medigap and Advantage?
No, you can’t use Medigap with a Medicare Advantage plan.
Who should consider Advantage plans?
Those wanting all-in-one coverage and extra benefits like vision or dental might choose Advantage.
When can I enroll in these Medicare options?
You can enroll during the Initial Enrollment Period or the Annual Election Period each year.
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Questions about Medicare options? We're here to help.
Medicare Advantage made my coverage simple and affordable—exactly what I needed.
Joan K.
★★★★★